Real Estate
Stress Tests & Home Ownership
Stress testing is an important tool that financial institutions utilize to make sure that you’re able to meet your mortgage obligations as interest rates rise. […]
Home Buyers Plan
Real Estate
Making Sense of Reverse Mortgages
Coming Soon
Real Estate
Dealing with Land Transfer Tax
When you buy a house, condo or land in Canada, you may be subject to land transfer tax which is due upon closing.
Tax Planning
Participating in the Home Buyers’ Plan
Thinking of buying your first home using your RRSP funds? You can withdraw your funds under the Home Buyers’ Plan without worrying about withholding tax. […]
Tax Planning
Withdrawing from RRSPs
Withdrawing from your RRSP is usually discouraged as withdrawals are meant to happen when you’re in retirement and at a much lower tax bracket. Your options are as follows. […]